HomeTrust Bancshares, Inc.
HTBFinancial Services · Stock · quarterly payer
Forward Yield
1.24%
Annual Dividend
$0.60
Payout Ratio
13%
5-Yr Growth
11.1%
Ex-Date
Aug 13, 2026
Frequency
Quarterly
Summary
As of July 2026, HomeTrust Bancshares, Inc. (HTB) yields 1.24% ($0.60 per share annually), with a blended fair-value estimate of $67.84 — +39% upside, so it screens as undervalued. Dividend safety grade: A (83/100). 7 years of dividend growth.
Is HTB a good dividend stock?
YesHomeTrust Bancshares, Inc. (HTB) pays a quarterly dividend yielding 1.24% ($0.60/yr), with 7 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (13%)
- Strong 11.1% 5-yr dividend growth
- 75% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.24%
- Payout Ratio
- 13%
- Annual Dividend
- $0.60
- 5-Yr Avg Growth
- 11.1%
- Ex-Dividend Date
- Aug 13, 2026
- Years of Growth
- 7
- Frequency
- quarterly
- Beta
- 0.80
- Market Cap
- $818.4M
- P/E Ratio
- 12.5
- 5-Yr Total Return
- 75%
- 52-Week Range
- $37.30 – $51.00
- Dividend Safety
- A · 83/100
- Ever Cut?
- No
Frequently Asked Questions
HTB Price — Last 12 Months
Daily close
Price Return
1 Year
+18%
3 Years
+113%
5 Years
+75%
52-Week Range
$37.30 – $51.00
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is HTB worth?
Undervaluedlow confidenceOur blended fair-value estimate for HomeTrust Bancshares, Inc. is $67.84 per share, versus a market price of $48.70. That implies 39% of upside — a margin of safety of about 28%.
Fair Value
$67.84
Current Price
$48.70
Upside
+39%
Margin of Safety
28%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 8.1% annual free-cash-flow growth. We model 15.5% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.3% discount rate (CAPM), 15.5% stage-1 growth, 2.5% terminal growth, $3.89 EPS, $0.60 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
HTB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 14, 2026 | — | $0.1500 | regular |
| Feb 18, 2026 | — | $0.1300 | regular |
| Nov 14, 2025 | — | $0.1300 | regular |
| Aug 14, 2025 | — | $0.1200 | regular |
| May 15, 2025 | — | $0.1200 | regular |
| Feb 13, 2025 | — | $0.1200 | regular |
| Nov 14, 2024 | — | $0.1200 | regular |
| Aug 15, 2024 | — | $0.1100 | regular |
| May 15, 2024 | — | $0.1100 | regular |
| Feb 14, 2024 | — | $0.1100 | regular |
| Nov 15, 2023 | — | $0.1100 | regular |
| Aug 16, 2023 | — | $0.1000 | regular |
| May 17, 2023 | — | $0.1000 | regular |
| Feb 15, 2023 | — | $0.1000 | regular |
Income Calculator
At $0.60 / yr per share
