BAC vs IHD: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. IHD offers the higher yield at 8.91%, BAC has the higher dividend-safety score, and IHD looks like the better value (its fair-value estimate is 80% above its share price).
Key facts: BAC vs IHD
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Voya Emerging Markets High Dividend Equity Fund (IHD) has the higher forward dividend yield at 8.91%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and IHD's C (65/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and IHD for 0.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and IHD pays out 27%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and IHD's fair-value estimate is 80% above its share price, so IHD looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs IHD: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-ihd
| Metric | BAC | IHD |
|---|---|---|
| Forward yield | 2.50% | 8.91% |
| Annual dividend | $1.28 | $0.66 |
| Payout ratio | 26% | 27% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -21.1% |
| 5-yr total return | 15% | 3% |
| Dividend safety score | 87 (A) | 65 (C) |
| Fair value estimate | $63.43 | $13.35 |
| Upside to fair value | +24% | +80% |
| Frequency | quarterly | monthly |
| Market cap | $358.2B | $131.4M |
| P/E ratio | 12.2 | 3.0 |
Higher yield
IHD
8.91%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
IHD
+80% upside
BAC vs IHD — FAQ
Is BAC or IHD a better dividend stock?
On the data, BAC wins more head-to-head categories (6 vs 2). IHD offers the higher yield (8.91%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or IHD?
IHD has the higher forward dividend yield at 8.91%, versus 2.50% for BAC.
Is BAC or IHD safer?
BAC has the higher dividend-safety score (87/100 vs 65/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or IHD better value right now?
As of Oct 18, 2026, IHD looks like the better value: its fair-value estimate is 80% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.