BAC vs LARK: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and LARK are closely matched. LARK offers the higher yield at 2.66%, LARK has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs LARK
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Landmark Bancorp, Inc. (LARK) has the higher forward dividend yield at 2.66%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and LARK's A (97/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and LARK for 2.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and LARK pays out 25%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and LARK's fair-value estimate is 37% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs LARK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-lark
| Metric | BAC | LARK |
|---|---|---|
| Forward yield | 2.50% | 2.66% |
| Annual dividend | $1.28 | $0.84 |
| Payout ratio | 26% | 25% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | 4.0% |
| 5-yr total return | 15% | 28% |
| Dividend safety score | 87 (A) | 97 (A) |
| Fair value estimate | $63.43 | $19.91 |
| Upside to fair value | +24% | -37% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $192.2M |
| P/E ratio | 12.2 | 9.6 |
Higher yield
LARK
2.66%
Safer dividend
LARK
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+24% upside
BAC vs LARK — FAQ
Is BAC or LARK a better dividend stock?
BAC and LARK are closely matched. LARK has the higher yield; LARK scores better on safety.
Which has a higher dividend yield, BAC or LARK?
LARK has the higher forward dividend yield at 2.66%, versus 2.50% for BAC.
Is BAC or LARK safer?
LARK has the higher dividend-safety score (97/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or LARK better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For LARK, its fair-value estimate is 37% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.