BAC vs LIEN: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. LIEN offers the higher yield at 14.90%, BAC has the higher dividend-safety score, and LIEN looks like the better value (its fair-value estimate is 112% above its share price).
Key facts: BAC vs LIEN
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Chicago Atlantic BDC, Inc. (LIEN) has the higher forward dividend yield at 14.90%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and LIEN's B (67/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and LIEN for 1.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and LIEN pays out 98%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and LIEN's fair-value estimate is 112% above its share price, so LIEN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs LIEN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-lien
| Metric | BAC | LIEN |
|---|---|---|
| Forward yield | 2.50% | 14.90% |
| Annual dividend | $1.28 | $1.36 |
| Payout ratio | 26% | 98% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 15% | -35% |
| Dividend safety score | 87 (A) | 67 (B) |
| Fair value estimate | $63.43 | $19.42 |
| Upside to fair value | +24% | +112% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $208.6M |
| P/E ratio | 12.2 | 6.6 |
Higher yield
LIEN
14.90%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
LIEN
+112% upside
BAC vs LIEN — FAQ
Is BAC or LIEN a better dividend stock?
On the data, BAC wins more head-to-head categories (4 vs 3). LIEN offers the higher yield (14.90%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or LIEN?
LIEN has the higher forward dividend yield at 14.90%, versus 2.50% for BAC.
Is BAC or LIEN safer?
BAC has the higher dividend-safety score (87/100 vs 67/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or LIEN better value right now?
As of Oct 18, 2026, LIEN looks like the better value: its fair-value estimate is 112% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.