SmarterDividends

BAC vs MC: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. MC offers the higher yield at 4.77%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).

Key facts: BAC vs MC

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Moelis & Company (MC) has the higher forward dividend yield at 4.77%, versus 2.50% for Bank of America Corporation (BAC).
  • As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and MC's C (63/100).
  • By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and MC for 1.
  • As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and MC pays out 91%.
  • As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and MC's fair-value estimate is 4% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs MC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-mc

MetricBACMC
Forward yield2.50%4.77%
Annual dividend$1.28$2.60
Payout ratio26%91%
Years of growth12 yr1 yr
5-yr dividend growth8.4%16.9%
5-yr total return15%-11%
Dividend safety score87 (A)63 (C)
Fair value estimate$63.43$56.75
Upside to fair value+24%+4%
Frequencyquarterlyquarterly
Market cap$358.2B$4.0B
P/E ratio12.219.0

Higher yield

MC

4.77%

Safer dividend

BAC

Grade A

Faster growth

MC

16.9%

Better value

BAC

+24% upside

BAC vs MC — FAQ

Is BAC or MC a better dividend stock?

On the data, BAC wins more head-to-head categories (5 vs 3). MC offers the higher yield (4.77%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BAC or MC?

MC has the higher forward dividend yield at 4.77%, versus 2.50% for BAC.

Is BAC or MC safer?

BAC has the higher dividend-safety score (87/100 vs 63/100), reflecting stronger payout coverage and dividend-growth history.

Is BAC or MC better value right now?

As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For MC, its fair-value estimate is 4% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.