BAC vs MCI: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and MCI are closely matched. MCI offers the higher yield at 8.94%, BAC has the higher dividend-safety score, and MCI looks like the better value (its fair-value estimate is 157% above its share price).
Key facts: BAC vs MCI
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Barings Corporate Investors (MCI) has the higher forward dividend yield at 8.94%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and MCI's C (65/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and MCI for 0.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and MCI pays out 91%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and MCI's fair-value estimate is 157% above its share price, so MCI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs MCI: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-mci
| Metric | BAC | MCI |
|---|---|---|
| Forward yield | 2.50% | 8.94% |
| Annual dividend | $1.28 | $1.60 |
| Payout ratio | 26% | 91% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 10.8% |
| 5-yr total return | 15% | 11% |
| Dividend safety score | 87 (A) | 65 (C) |
| Fair value estimate | $63.43 | $45.94 |
| Upside to fair value | +24% | +157% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $368.5M |
| P/E ratio | 12.2 | 10.2 |
Higher yield
MCI
8.94%
Safer dividend
BAC
Grade A
Faster growth
MCI
10.8%
Better value
MCI
+157% upside
BAC vs MCI — FAQ
Is BAC or MCI a better dividend stock?
BAC and MCI are closely matched. MCI has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or MCI?
MCI has the higher forward dividend yield at 8.94%, versus 2.50% for BAC.
Is BAC or MCI safer?
BAC has the higher dividend-safety score (87/100 vs 65/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or MCI better value right now?
As of Oct 18, 2026, MCI looks like the better value: its fair-value estimate is 157% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.