SmarterDividends

BAC vs MRBK: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. MRBK offers the higher yield at 3.03%, BAC has the higher dividend-safety score, and MRBK looks like the better value (its fair-value estimate is 65% above its share price).

Key facts: BAC vs MRBK

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Meridian Corporation (MRBK) has the higher forward dividend yield at 3.03%, versus 2.50% for Bank of America Corporation (BAC).
  • As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and MRBK's B (79/100).
  • By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and MRBK for 0.
  • As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and MRBK pays out 29%.
  • As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and MRBK's fair-value estimate is 65% above its share price, so MRBK looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs MRBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-mrbk

MetricBACMRBK
Forward yield2.50%3.03%
Annual dividend$1.28$0.56
Payout ratio26%29%
Years of growth12 yr0 yr
5-yr dividend growth8.4%14.9%
5-yr total return15%10%
Dividend safety score87 (A)79 (B)
Fair value estimate$63.43$30.50
Upside to fair value+24%+65%
Frequencyquarterlyquarterly
Market cap$358.2B$220.8M
P/E ratio12.210.1

Higher yield

MRBK

3.03%

Safer dividend

BAC

Grade A

Faster growth

MRBK

14.9%

Better value

MRBK

+65% upside

BAC vs MRBK — FAQ

Is BAC or MRBK a better dividend stock?

On the data, BAC wins more head-to-head categories (5 vs 3). MRBK offers the higher yield (3.03%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BAC or MRBK?

MRBK has the higher forward dividend yield at 3.03%, versus 2.50% for BAC.

Is BAC or MRBK safer?

BAC has the higher dividend-safety score (87/100 vs 79/100), reflecting stronger payout coverage and dividend-growth history.

Is BAC or MRBK better value right now?

As of Oct 18, 2026, MRBK looks like the better value: its fair-value estimate is 65% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.