SmarterDividends

BAC vs PLMR: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC and PLMR are closely matched. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).

Key facts: BAC vs PLMR

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.29% for Palomar Holdings, Inc. (PLMR).
  • By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and PLMR for 0.
  • As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and PLMR's fair-value estimate is 17% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs PLMR: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-plmr

MetricBACPLMR
Forward yield2.50%1.29%
Annual dividend$1.28$1.80
Payout ratio26%0%
Years of growth12 yr0 yr
5-yr dividend growth8.4%—
5-yr total return15%91%
Dividend safety score87 (A)—
Fair value estimate$63.43$116.40
Upside to fair value+24%-17%
Frequencyquarterlyannual
Market cap$358.2B$3.7B
P/E ratio12.218.8

Higher yield

BAC

2.50%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+24% upside

BAC vs PLMR — FAQ

Is BAC or PLMR a better dividend stock?

BAC and PLMR are closely matched. BAC has the higher yield; BAC scores better on safety.

Which has a higher dividend yield, BAC or PLMR?

BAC has the higher forward dividend yield at 2.50%, versus 1.29% for PLMR.

Is BAC or PLMR safer?

Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.

Is BAC or PLMR better value right now?

As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For PLMR, its fair-value estimate is 17% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.