BAC vs PSEC-PA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and PSEC-PA are closely matched. PSEC-PA offers the higher yield at 9.21%, BAC has the higher dividend-safety score, and PSEC-PA looks like the better value (its fair-value estimate is 28% above its share price).
Key facts: BAC vs PSEC-PA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Prospect Capital Corporation (PSEC-PA) has the higher forward dividend yield at 9.21%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and PSEC-PA's B (75/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and PSEC-PA for 0.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and PSEC-PA's fair-value estimate is 28% above its share price, so PSEC-PA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs PSEC-PA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-psec-pa
| Metric | BAC | PSEC-PA |
|---|---|---|
| Forward yield | 2.50% | 9.21% |
| Annual dividend | $1.28 | $1.34 |
| Payout ratio | 26% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 15% | -33% |
| Dividend safety score | 87 (A) | 75 (B) |
| Fair value estimate | $63.43 | $18.54 |
| Upside to fair value | +24% | +28% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | — |
| P/E ratio | 12.2 | 6.9 |
Higher yield
PSEC-PA
9.21%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
PSEC-PA
+28% upside
BAC vs PSEC-PA — FAQ
Is BAC or PSEC-PA a better dividend stock?
BAC and PSEC-PA are closely matched. PSEC-PA has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or PSEC-PA?
PSEC-PA has the higher forward dividend yield at 9.21%, versus 2.50% for BAC.
Is BAC or PSEC-PA safer?
BAC has the higher dividend-safety score (87/100 vs 75/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or PSEC-PA better value right now?
As of Oct 18, 2026, PSEC-PA looks like the better value: its fair-value estimate is 28% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.