BAC vs PSEC-PA: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. PSEC-PA offers the higher yield at 7.94%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | BAC | PSEC-PA |
|---|---|---|
| Forward yield | 1.83% | 7.94% |
| Annual dividend | $1.12 | $1.34 |
| Payout ratio | 26% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 47% | -29% |
| Dividend safety score | 85 (A) | 76 (B) |
| Fair value estimate | $101.75 | $18.33 |
| Upside to fair value | +66% | +9% |
| Frequency | quarterly | quarterly |
| Market cap | $424.0B | — |
| P/E ratio | 14.1 | 7.9 |
Higher yield
PSEC-PA
7.94%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+66% upside
BAC vs PSEC-PA — FAQ
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