BAC vs VALU: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. VALU offers the higher yield at 3.25%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs VALU
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Value Line, Inc. (VALU) has the higher forward dividend yield at 3.25%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and VALU's B (75/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and VALU for 11.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and VALU pays out 64%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and VALU's fair-value estimate is 7% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs VALU: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-valu
| Metric | BAC | VALU |
|---|---|---|
| Forward yield | 2.50% | 3.25% |
| Annual dividend | $1.28 | $1.40 |
| Payout ratio | 26% | 64% |
| Years of growth | 12 yr | 11 yr |
| 5-yr dividend growth | 8.4% | 9.0% |
| 5-yr total return | 15% | 6% |
| Dividend safety score | 87 (A) | 75 (B) |
| Fair value estimate | $63.43 | $40.11 |
| Upside to fair value | +24% | -7% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $404.0M |
| P/E ratio | 12.2 | 20.4 |
Higher yield
VALU
3.25%
Safer dividend
BAC
Grade A
Faster growth
VALU
9.0%
Better value
BAC
+24% upside
BAC vs VALU — FAQ
Is BAC or VALU a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 3). VALU offers the higher yield (3.25%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or VALU?
VALU has the higher forward dividend yield at 3.25%, versus 2.50% for BAC.
Is BAC or VALU safer?
BAC has the higher dividend-safety score (87/100 vs 75/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or VALU better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For VALU, its fair-value estimate is 7% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.