BAC vs VALU: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. VALU offers the higher yield at 3.41%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | BAC | VALU |
|---|---|---|
| Forward yield | 1.83% | 3.41% |
| Annual dividend | $1.12 | $1.40 |
| Payout ratio | 26% | 56% |
| Years of growth | 12 yr | 11 yr |
| 5-yr dividend growth | 8.4% | 9.0% |
| 5-yr total return | 47% | 12% |
| Dividend safety score | 85 (A) | 72 (B) |
| Fair value estimate | $101.75 | $44.06 |
| Upside to fair value | +66% | +7% |
| Frequency | quarterly | quarterly |
| Market cap | $424.0B | $370.4M |
| P/E ratio | 14.1 | 17.5 |
Higher yield
VALU
3.41%
Safer dividend
BAC
Grade A
Faster growth
VALU
9.0%
Better value
BAC
+66% upside
BAC vs VALU — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


