SmarterDividends

BAC vs VALU: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. VALU offers the higher yield at 3.41%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACVALU
Forward yield1.83%3.41%
Annual dividend$1.12$1.40
Payout ratio26%56%
Years of growth12 yr11 yr
5-yr dividend growth8.4%9.0%
5-yr total return47%12%
Dividend safety score85 (A)72 (B)
Fair value estimate$101.75$44.06
Upside to fair value+66%+7%
Frequencyquarterlyquarterly
Market cap$424.0B$370.4M
P/E ratio14.117.5

Higher yield

VALU

3.41%

Safer dividend

BAC

Grade A

Faster growth

VALU

9.0%

Better value

BAC

+66% upside

BAC vs VALU — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.