BAC vs WU: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. WU offers the higher yield at 15.24%, BAC has the higher dividend-safety score.
Key facts: BAC vs WU
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, The Western Union Company (WU) has the higher forward dividend yield at 15.24%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and WU's B (75/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and WU for 0.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and WU pays out 76%.
Cite this page
SmarterDividends, "BAC vs WU: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-wu
| Metric | BAC | WU |
|---|---|---|
| Forward yield | 2.50% | 15.24% |
| Annual dividend | $1.28 | $0.94 |
| Payout ratio | 26% | 76% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.9% |
| 5-yr total return | 15% | -61% |
| Dividend safety score | 87 (A) | 75 (B) |
| Fair value estimate | $63.43 | — |
| Upside to fair value | +24% | — |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $1.9B |
| P/E ratio | 12.2 | 5.0 |
Higher yield
WU
15.24%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
BAC vs WU — FAQ
Is BAC or WU a better dividend stock?
On the data, BAC wins more head-to-head categories (6 vs 1). WU offers the higher yield (15.24%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or WU?
WU has the higher forward dividend yield at 15.24%, versus 2.50% for BAC.
Is BAC or WU safer?
BAC has the higher dividend-safety score (87/100 vs 75/100), reflecting stronger payout coverage and dividend-growth history.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.