SmarterDividends

BAC vs ZION: Which Is the Better Dividend Stock?

As of August 2026, ZION (Zions Bancorporation, National Association) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. ZION offers the higher yield at 2.82%, ZION has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).

MetricBACZION
Forward yield2.07%2.82%
Annual dividend$1.28$1.92
Payout ratio26%23%
Years of growth12 yr13 yr
5-yr dividend growth8.4%5.3%
5-yr total return45%10%
Dividend safety score83 (A)90 (A)
Fair value estimate$77.08$51.64
Upside to fair value+25%-24%
Frequencyquarterlyquarterly
Market cap$431.4B$9.9B
P/E ratio14.28.7

Higher yield

ZION

2.82%

Safer dividend

ZION

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+25% upside

BAC vs ZION — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.