SmarterDividends

BFH-PB vs HSBC: Which Is the Better Dividend Stock?

As of September 2026, BFH-PB (Bread Financial Holdings, Inc.) screens as the stronger dividend stock, winning 2 of 3 head-to-head metrics. BFH-PB offers the higher yield at 12.21%, HSBC has the higher dividend-safety score, and BFH-PB trades at the larger discount to fair value (+79%).

MetricBFH-PBHSBC
Forward yield12.21%3.68%
Annual dividend$3.03$3.75
Payout ratio54%
Years of growth0 yr0 yr
5-yr dividend growth-13.8%
5-yr total return239%
Dividend safety score72 (B)
Fair value estimate$44.43$138.49
Upside to fair value+79%+36%
Frequencyannualquarterly
Market cap$348.5B
P/E ratio14.5

Higher yield

BFH-PB

12.21%

Safer dividend

HSBC

Grade B

Faster growth

HSBC

-13.8%

Better value

BFH-PB

+79% upside

BFH-PB vs HSBC — FAQ

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