CFFN vs HSBC: Which Is the Better Dividend Stock?
As of Nov 5, 2026, CFFN (Capitol Federal Financial, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. CFFN offers the higher yield at 3.87%, CFFN has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 65% above its share price).
Key facts: CFFN vs HSBC
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Capitol Federal Financial, Inc. (CFFN) has the higher forward dividend yield at 3.87%, versus 2.24% for HSBC Holdings plc (HSBC).
- As of Nov 5, 2026, SmarterDividends grades CFFN's dividend safety B (69/100) and HSBC's B (68/100).
- As of Nov 5, 2026, CFFN pays out 52% of its earnings as dividends and HSBC pays out 54%.
- As of Nov 5, 2026, CFFN's fair-value estimate is 54% above its share price and HSBC's fair-value estimate is 65% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CFFN vs HSBC: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/cffn-vs-hsbc
| Metric | CFFN | HSBC |
|---|---|---|
| Forward yield | 3.87% | 2.24% |
| Annual dividend | $0.34 | $2.00 |
| Payout ratio | 52% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 0.0% | -13.8% |
| 5-yr total return | -26% | 209% |
| Dividend safety score | 69 (B) | 68 (B) |
| Fair value estimate | $13.28 | $145.65 |
| Upside to fair value | +54% | +65% |
| Frequency | quarterly | quarterly |
| Market cap | $1.1B | $301.5B |
| P/E ratio | 12.9 | 11.5 |
Higher yield
CFFN
3.87%
Safer dividend
CFFN
Grade B
Faster growth
CFFN
0.0%
Better value
HSBC
+65% upside
CFFN vs HSBC — FAQ
Is CFFN or HSBC a better dividend stock?
On the data, CFFN wins more head-to-head categories (4 vs 3). CFFN offers the higher yield (3.87%), while CFFN has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CFFN or HSBC?
CFFN has the higher forward dividend yield at 3.87%, versus 2.24% for HSBC.
Is CFFN or HSBC safer?
CFFN has the higher dividend-safety score (69/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is CFFN or HSBC better value right now?
As of Nov 5, 2026, HSBC looks like the better value: its fair-value estimate is 65% above its share price (undervalued). For CFFN, its fair-value estimate is 54% above its share price.
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