SmarterDividends

BAC vs CFFN: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. CFFN offers the higher yield at 3.82%, BAC has the higher dividend-safety score, and CFFN trades at the larger discount to fair value (+80%).

MetricBACCFFN
Forward yield2.22%3.82%
Annual dividend$1.28$0.34
Payout ratio26%52%
Years of growth12 yr0 yr
5-yr dividend growth8.4%0.0%
5-yr total return21%-27%
Dividend safety score86 (A)82 (A)
Fair value estimate$91.91$16.03
Upside to fair value+59%+80%
Frequencyquarterlyquarterly
Market cap$403.7B$1.1B
P/E ratio13.313.7

Higher yield

CFFN

3.82%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

CFFN

+80% upside

BAC vs CFFN — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.