
Capitol Federal Financial (CFFN) Dividend
Capitol Federal Financial, Inc. · Financial Services · Banks - Regional · quarterly payer
As of Nov 5, 2026, Capitol Federal Financial (CFFN) pays a quarterly dividend of $0.0850 per share, or $0.34 a year, a 3.87% yield at its $8.62 share price. The next ex-dividend date is Nov 6, 2026, paid Nov 20, 2026. It has a dividend safety grade of B.
Forward Yield
3.87%
Annual Dividend
$0.34
Payout Ratio
52%
5-Yr Growth
0.0%
Ex-Date
Nov 6, 2026
Frequency
Quarterly
Key facts about CFFN's dividend
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Capitol Federal Financial, Inc. (CFFN) has a forward dividend yield of 3.87%, based on an annual dividend of $0.34 per share and a share price of $8.62.
- As of Nov 5, 2026, CFFN's dividend safety grade from SmarterDividends is B (69 out of 100), which rates the dividend as safe.
- CFFN last cut its regular dividend in 2012.
- CFFN's next ex-dividend date is Nov 6, 2026, with payment on Nov 20, 2026. Shares must be owned before that date to receive the dividend.
- As of Nov 5, 2026, CFFN pays out 52% of its trailing 12-month earnings as dividends (its payout ratio).
- CFFN's dividend has been roughly flat over the past five years.
- As of Nov 5, 2026, CFFN's 3.87% yield is 42% below its five-year average yield of 6.65%.
- As of Nov 5, 2026, SmarterDividends' blended fair-value estimate for CFFN is $13.28 per share, 54% above the $8.62 share price, so CFFN screens as undervalued.
- Capitol Federal Financial, Inc. (CFFN) pays its dividend quarterly, 4 times a year.
- Capitol Federal Financial, Inc. (CFFN) has raised its regular dividend 16 times and cut it 2 times across the 139 payments on record since 1999. Its most recent change was a 13.3% increase to $0.0850 per share, going ex-dividend on Feb 4, 2015. The last cut went ex-dividend on Feb 5, 2014.
Cite this page
SmarterDividends, "CFFN Dividend: Yield, Safety Grade & Next Ex-Date," updated Nov 5, 2026, https://smarterdividends.com/stocks/CFFN
Is CFFN a good dividend stock?
Yes, with caveatsCapitol Federal Financial, Inc. (CFFN) pays a quarterly dividend yielding 3.87% ($0.34/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (52%)
Risks
- Cut its dividend in 2012
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 3.87%
- Payout Ratio
- 52%
- Annual Dividend
- $0.34
- 5-Yr Avg Growth
- 0.0%
- Ex-Dividend Date
- Nov 6, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.66
- Market Cap
- $1.1B
- P/E Ratio
- 12.9
- 5-Yr Total Return
- -26%
- 52-Week Range
- $5.97 – $9.26
- Dividend Safety
- B · 69/100
- Ever Cut?
- Yes (2012)
CFFN dividend raises and cuts
Capitol Federal Financial, Inc. (CFFN) has raised its regular dividend 16 times and cut it 2 times across the 139 payments on record since 1999. Its most recent change was a 13.3% increase to $0.0850 per share, going ex-dividend on Feb 4, 2015. The last cut went ex-dividend on Feb 5, 2014.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Feb 4, 2015 | Raise | $0.0750 → $0.0850 | +13.3% |
| Feb 5, 2014 | Cut | $0.180 → $0.0750 | −58.3% |
| Nov 20, 2013 | Raise | $0.0750 → $0.180 | +140.0% |
| May 4, 2011 | Cut | $0.221 → $0.0750 | −66.0% |
| Nov 5, 2003 | Raise | $0.106 → $0.221 | +108.3% |
| Jul 30, 2003 | Raise | $0.102 → $0.106 | +4.3% |
| Apr 30, 2003 | Raise | $0.0972 → $0.102 | +4.5% |
| Feb 5, 2003 | Raise | $0.0928 → $0.0972 | +4.8% |
| Oct 30, 2002 | Raise | $0.0884 → $0.0928 | +5.0% |
| Jul 31, 2002 | Raise | $0.0839 → $0.0884 | +5.3% |
| May 1, 2002 | Raise | $0.0795 → $0.0839 | +5.6% |
| Jan 30, 2002 | Raise | $0.0751 → $0.0795 | +5.9% |
Show all 18 changes since 2000
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Oct 31, 2001 | Raise | $0.0707 → $0.0751 | +6.2% |
| Aug 1, 2001 | Raise | $0.0663 → $0.0707 | +6.7% |
| May 2, 2001 | Raise | $0.0618 → $0.0663 | +7.1% |
| Jan 31, 2001 | Raise | $0.0530 → $0.0618 | +16.7% |
| Aug 2, 2000 | Raise | $0.0486 → $0.0530 | +9.1% |
| Feb 2, 2000 | Raise | $0.0442 → $0.0486 | +10.0% |
Frequently Asked Questions
Is CFFN a good dividend stock?
Yes, with caveats. Capitol Federal Financial, Inc. (CFFN) pays a quarterly dividend yielding 3.87% ($0.34/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Is CFFN undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, CFFN's fair value is about $13.28 versus a $8.62 share price — so it looks undervalued (+54% vs. fair value).
Is CFFN's dividend safe?
CFFN has a dividend-safety grade of B (69/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2012, debt and yield-versus-history.
What is CFFN's fair value?
Our blended fair-value estimate for CFFN is about $13.28 per share, roughly 54% above the current $8.62 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is CFFN a buy, hold, or sell?
We don't issue formal ratings, but on the data CFFN screens as "yes, with caveats" and undervalued. Capitol Federal Financial, Inc. (CFFN) pays a quarterly dividend yielding 3.87% ($0.34/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.
Will CFFN cut its dividend?
CFFN earns a dividend-safety grade of B (69/100), and has cut its dividend before (last in 2012). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does CFFN pay a dividend?
Yes. Capitol Federal Financial, Inc. pays a quarterly dividend of about $0.34 per share annually, a forward yield of roughly 3.87%.
How much dividend does 100 shares of CFFN pay?
At $0.34 per share a year, 100 shares of CFFN pay $34.00 a year in dividends before tax, about $8.50 each quarter. Buying them costs about $862 at the Nov 5, 2026 price.
What is CFFN's dividend yield?
As of Nov 5, 2026, CFFN's forward dividend yield is 3.87%, based on a $0.34 annual dividend and a $8.62 share price.
What is CFFN's dividend per share?
As of Nov 5, 2026, CFFN pays $0.34 per share per year, distributed on a quarterly basis.
What is CFFN's dividend payout ratio?
As of Nov 5, 2026, CFFN's payout ratio is 52% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has CFFN grown its dividend?
CFFN does not currently have a long dividend-growth streak on record.
When is the next CFFN ex-dividend date?
As of Nov 5, 2026, the next ex-dividend date on record for CFFN is Nov 6, 2026.
CFFN Price — Last 12 Months
Daily close
Price Return
1 Year
+28%
3 Years
+56%
5 Years
-26%
52-Week Range
$5.97 – $9.26
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CFFN worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Capitol Federal Financial, Inc. is $13.28 per share, versus a market price of $8.62. That implies 54% of upside — a margin of safety of about 35%.
Fair Value
$13.28
Current Price
$8.62
Upside
+54%
Margin of Safety
35%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 12.0% growth for five years fading to 2.5% over the next five, $0.67 EPS, $0.34 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CFFN Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full CFFN dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 7, 2026 | Aug 21, 2026 | $0.0850 | regular |
| May 1, 2026 | May 15, 2026 | $0.0850 | regular |
| Feb 6, 2026 | Feb 20, 2026 | $0.0850 | regular |
| Jan 9, 2026 | Jan 23, 2026 | $0.0400 | regular |
| Nov 7, 2025 | Nov 21, 2025 | $0.0850 | regular |
| Aug 1, 2025 | Aug 15, 2025 | $0.0850 | regular |
| May 2, 2025 | May 16, 2025 | $0.0850 | regular |
| Feb 7, 2025 | Feb 21, 2025 | $0.0850 | regular |
| Nov 1, 2024 | Nov 15, 2024 | $0.0850 | regular |
| Aug 2, 2024 | Aug 16, 2024 | $0.0850 | regular |
| May 2, 2024 | May 17, 2024 | $0.0850 | regular |
| Feb 1, 2024 | Feb 16, 2024 | $0.0850 | regular |
| Nov 2, 2023 | Nov 17, 2023 | $0.0850 | regular |
| Aug 3, 2023 | Aug 18, 2023 | $0.0850 | regular |
Income Calculator
At $0.34 / yr per share
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