Capitol Federal Financial (CFFN) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Capitol Federal Financial (CFFN) ten years ago, at the end of Oct 2016, was worth $10,948 at the end of Oct 2026 with every dividend reinvested: 0.9% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $19,929 reinvested (3.7% a year), or $16,572 taking the dividends as cash, $10,378 of it paid out along the way.
CFFN became
$19,929
S&P 500: $72,756
Return a year
3.7%
S&P 500: 11.1%
Payouts reinvested
$18,182
bought more shares
Worst drop
-56.9%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | CFFN total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +28.5% | $683 | +11.7% |
| 2025 | +21.9% | $829 | +17.7% |
| 2024 | −3.1% | $733 | +24.9% |
| 2023 | −21.3% | $685 | +26.2% |
| 2022 | −16.3% | $1,550 | −18.2% |
| 2021 | −2.1% | $1,575 | +28.7% |
| 2020 | −5.2% | $788 | +18.3% |
| 2019 | +15.1% | $1,447 | +31.2% |
| 2018 | +2.6% | $1,464 | −4.6% |
| 2017 | −13.1% | $1,223 | +21.7% |
| 2016 | +39.0% | $1,086 | +12.0% |
| 2015 | +3.1% | $693 | +1.2% |
| 2014 | +10.6% | $681 | +13.5% |
| 2013 | +9.8% | $773 | +32.3% |
| 2012 | +8.3% | $818 | +16.0% |
| 2011 | +4.5% | $824 | +1.9% |
| 2010 | −6.8% | $887 | +15.1% |
| 2009 | −26.4% | $763 | +26.4% |
| 2008 | +54.8% | $682 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: CFFN total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Capitol Federal Financial (CFFN) at the end of Dec 2007, with dividends reinvested, was worth $19,929 at the end of Oct 2026: 3.7% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, CFFN turned $10,000 into $10,948 with dividends reinvested, 0.9% a year.
- Over the 5 years to Oct 2026, CFFN returned -0.9% a year with dividends reinvested (S&P 500: 12.0%).
- Taking CFFN's dividends as cash instead of reinvesting them, the same $10,000 ended at $16,572, including $10,378 of cash received; reinvesting added $3,357.
- CFFN's best calendar year in that time was 2008 (54.8%) and its worst 2009 (-26.4%), with dividends reinvested.
Cite this page
SmarterDividends, "Capitol Federal Financial (CFFN) Total Return Calculator," updated Nov 6, 2026, https://smarterdividends.com/stocks/CFFN/total-return
CFFN total return questions
If I invested $10,000 in CFFN 10 years ago, how much would I have?
About $10,948 at the end of Oct 2026, with every dividend reinvested: 0.9% a year. Taking them as cash, you'd have shares worth $5,746 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is CFFN's total return since Dec 2007?
99% in total, or 3.7% a year, through Oct 2026 with dividends reinvested. The share price alone fell 38%.
How much of CFFN's return came from dividends?
About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $3,357 better off on a $10,000 start.
What was CFFN's worst year?
2009, at -26.4% with dividends reinvested (S&P 500: 26.4%). Its deepest fall from a peak, on month-end values, was -56.9%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.