COF-PL vs HSBC: Which Is the Better Dividend Stock?
As of Nov 14, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. COF-PL offers the higher yield at 7.84%, HSBC has the higher dividend-safety score, and COF-PL looks like the better value (its fair-value estimate is 67% above its share price).
Key facts: COF-PL vs HSBC
Data as of · Source: SmarterDividends data
- As of Nov 14, 2026, Capital One Financial Corporation (COF-PL) has the higher forward dividend yield at 7.84%, versus 2.23% for HSBC Holdings plc (HSBC).
- As of Nov 14, 2026, SmarterDividends grades COF-PL's dividend safety B (71/100) and HSBC's B (72/100).
- As of Nov 14, 2026, COF-PL's fair-value estimate is 67% above its share price and HSBC's fair-value estimate is 37% above its share price, so COF-PL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "COF-PL vs HSBC: Dividend Yield, Safety & Value Compared," updated Nov 14, 2026, https://smarterdividends.com/compare/cof-pl-vs-hsbc
| Metric | COF-PL | HSBC |
|---|---|---|
| Forward yield | 7.84% | 2.23% |
| Annual dividend | $1.09 | $2.00 |
| Payout ratio | — | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | — | -13.8% |
| 5-yr total return | -43% | 224% |
| Dividend safety score | 71 (B) | 72 (B) |
| Fair value estimate | $23.35 | $122.74 |
| Upside to fair value | +67% | +37% |
| Frequency | quarterly | quarterly |
| Market cap | — | $306.4B |
| P/E ratio | 0.5 | 11.6 |
Higher yield
COF-PL
7.84%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
COF-PL
+67% upside
COF-PL vs HSBC — FAQ
Is COF-PL or HSBC a better dividend stock?
On the data, HSBC wins more head-to-head categories (3 vs 2). COF-PL offers the higher yield (7.84%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, COF-PL or HSBC?
COF-PL has the higher forward dividend yield at 7.84%, versus 2.23% for HSBC.
Is COF-PL or HSBC safer?
HSBC has the higher dividend-safety score (72/100 vs 71/100), reflecting stronger payout coverage and dividend-growth history.
Is COF-PL or HSBC better value right now?
As of Nov 14, 2026, COF-PL looks like the better value: its fair-value estimate is 67% above its share price (undervalued). For HSBC, its fair-value estimate is 37% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.