COF-PL vs MA: Which Is the Better Dividend Stock?
As of Nov 14, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. COF-PL offers the higher yield at 7.84%, MA has the higher dividend-safety score, and COF-PL looks like the better value (its fair-value estimate is 67% above its share price).
Key facts: COF-PL vs MA
Data as of · Source: SmarterDividends data
- As of Nov 14, 2026, Capital One Financial Corporation (COF-PL) has the higher forward dividend yield at 7.84%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 14, 2026, SmarterDividends grades COF-PL's dividend safety B (71/100) and MA's A (89/100).
- By SmarterDividends' count as of Nov 14, 2026, COF-PL has raised its dividend for 0 consecutive years and MA for 14.
- As of Nov 14, 2026, COF-PL's fair-value estimate is 67% above its share price and MA's fair-value estimate is 24% below its share price, so COF-PL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "COF-PL vs MA: Dividend Yield, Safety & Value Compared," updated Nov 14, 2026, https://smarterdividends.com/compare/cof-pl-vs-ma
| Metric | COF-PL | MA |
|---|---|---|
| Forward yield | 7.84% | 0.53% |
| Annual dividend | $1.09 | $3.48 |
| Payout ratio | — | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | — | 13.7% |
| 5-yr total return | -43% | 110% |
| Dividend safety score | 71 (B) | 89 (A) |
| Fair value estimate | $23.35 | $505.78 |
| Upside to fair value | +67% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | — | $576.0B |
| P/E ratio | 0.5 | 34.2 |
Higher yield
COF-PL
7.84%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
COF-PL
+67% upside
COF-PL vs MA — FAQ
Is COF-PL or MA a better dividend stock?
On the data, MA wins more head-to-head categories (4 vs 2). COF-PL offers the higher yield (7.84%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, COF-PL or MA?
COF-PL has the higher forward dividend yield at 7.84%, versus 0.53% for MA.
Is COF-PL or MA safer?
MA has the higher dividend-safety score (89/100 vs 71/100), reflecting stronger payout coverage and dividend-growth history.
Is COF-PL or MA better value right now?
As of Nov 14, 2026, COF-PL looks like the better value: its fair-value estimate is 67% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.