BAC vs COF-PL: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 6 head-to-head metrics. COF-PL offers the higher yield at 6.87%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | BAC | COF-PL |
|---|---|---|
| Forward yield | 1.85% | 6.87% |
| Annual dividend | $1.12 | $1.09 |
| Payout ratio | 26% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 47% | -37% |
| Dividend safety score | 85 (A) | 73 (B) |
| Fair value estimate | $101.75 | $24.02 |
| Upside to fair value | +66% | +51% |
| Frequency | quarterly | quarterly |
| Market cap | $429.6B | — |
| P/E ratio | 13.9 | 0.6 |
Higher yield
COF-PL
6.87%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+66% upside
BAC vs COF-PL — FAQ
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