FCFS vs HSBC: Which Is the Better Dividend Stock?
As of Nov 12, 2026, FCFS and HSBC are closely matched. HSBC offers the higher yield at 2.22%, FCFS has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 35% above its share price).
Key facts: FCFS vs HSBC
Data as of · Source: SmarterDividends data
- As of Nov 12, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 2.22%, versus 1.00% for FirstCash Holdings, Inc. (FCFS).
- As of Nov 12, 2026, SmarterDividends grades FCFS's dividend safety A (85/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Nov 12, 2026, FCFS has raised its dividend for 9 consecutive years and HSBC for 0.
- As of Nov 12, 2026, FCFS pays out 18% of its earnings as dividends and HSBC pays out 54%.
- As of Nov 12, 2026, FCFS's fair-value estimate is 31% above its share price and HSBC's fair-value estimate is 35% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FCFS vs HSBC: Dividend Yield, Safety & Value Compared," updated Nov 12, 2026, https://smarterdividends.com/compare/fcfs-vs-hsbc
| Metric | FCFS | HSBC |
|---|---|---|
| Forward yield | 1.00% | 2.22% |
| Annual dividend | $1.84 | $2.00 |
| Payout ratio | 18% | 54% |
| Years of growth | 9 yr | 0 yr |
| 5-yr dividend growth | 8.2% | -13.8% |
| 5-yr total return | 191% | 215% |
| Dividend safety score | 85 (A) | 72 (B) |
| Fair value estimate | $241.40 | $122.15 |
| Upside to fair value | +31% | +35% |
| Frequency | quarterly | quarterly |
| Market cap | $7.9B | $308.4B |
| P/E ratio | 19.9 | 11.8 |
Higher yield
HSBC
2.22%
Safer dividend
FCFS
Grade A
Faster growth
FCFS
8.2%
Better value
HSBC
+35% upside
FCFS vs HSBC — FAQ
Is FCFS or HSBC a better dividend stock?
FCFS and HSBC are closely matched. HSBC has the higher yield; FCFS scores better on safety.
Which has a higher dividend yield, FCFS or HSBC?
HSBC has the higher forward dividend yield at 2.22%, versus 1.00% for FCFS.
Is FCFS or HSBC safer?
FCFS has the higher dividend-safety score (85/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is FCFS or HSBC better value right now?
As of Nov 12, 2026, HSBC looks like the better value: its fair-value estimate is 35% above its share price (undervalued). For FCFS, its fair-value estimate is 31% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.