BAC vs FCFS: Which Is the Better Dividend Stock?
As of Nov 12, 2026, FCFS (FirstCash Holdings, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BAC offers the higher yield at 2.53%, BAC has the higher dividend-safety score, and FCFS looks like the better value (its fair-value estimate is 31% above its share price).
Key facts: BAC vs FCFS
Data as of · Source: SmarterDividends data
- As of Nov 12, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.53%, versus 1.00% for FirstCash Holdings, Inc. (FCFS).
- As of Nov 12, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and FCFS's A (85/100).
- By SmarterDividends' count as of Nov 12, 2026, BAC has raised its dividend for 12 consecutive years and FCFS for 9.
- As of Nov 12, 2026, BAC pays out 28% of its earnings as dividends and FCFS pays out 18%.
- As of Nov 12, 2026, BAC's fair-value estimate is 26% above its share price and FCFS's fair-value estimate is 31% above its share price, so FCFS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs FCFS: Dividend Yield, Safety & Value Compared," updated Nov 12, 2026, https://smarterdividends.com/compare/bac-vs-fcfs
| Metric | BAC | FCFS |
|---|---|---|
| Forward yield | 2.53% | 1.00% |
| Annual dividend | $1.28 | $1.84 |
| Payout ratio | 28% | 18% |
| Years of growth | 12 yr | 9 yr |
| 5-yr dividend growth | 8.4% | 8.2% |
| 5-yr total return | 11% | 191% |
| Dividend safety score | 85 (A) | 85 (A) |
| Fair value estimate | $63.64 | $241.40 |
| Upside to fair value | +26% | +31% |
| Frequency | quarterly | quarterly |
| Market cap | $349.6B | $7.9B |
| P/E ratio | 12.1 | 19.9 |
Higher yield
BAC
2.53%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
FCFS
+31% upside
BAC vs FCFS — FAQ
Is BAC or FCFS a better dividend stock?
On the data, FCFS wins more head-to-head categories (4 vs 3). BAC offers the higher yield (2.53%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or FCFS?
BAC has the higher forward dividend yield at 2.53%, versus 1.00% for FCFS.
Is BAC or FCFS safer?
BAC has the higher dividend-safety score (85/100 vs 85/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or FCFS better value right now?
As of Nov 12, 2026, FCFS looks like the better value: its fair-value estimate is 31% above its share price (undervalued). For BAC, its fair-value estimate is 26% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.