FCFS vs MA: Which Is the Better Dividend Stock?
As of Nov 12, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FCFS offers the higher yield at 1.00%, MA has the higher dividend-safety score, and FCFS looks like the better value (its fair-value estimate is 31% above its share price).
Key facts: FCFS vs MA
Data as of · Source: SmarterDividends data
- As of Nov 12, 2026, FirstCash Holdings, Inc. (FCFS) has the higher forward dividend yield at 1.00%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 12, 2026, SmarterDividends grades FCFS's dividend safety A (85/100) and MA's A (89/100).
- By SmarterDividends' count as of Nov 12, 2026, FCFS has raised its dividend for 9 consecutive years and MA for 14.
- As of Nov 12, 2026, FCFS pays out 18% of its earnings as dividends and MA pays out 18%.
- As of Nov 12, 2026, FCFS's fair-value estimate is 31% above its share price and MA's fair-value estimate is 24% below its share price, so FCFS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FCFS vs MA: Dividend Yield, Safety & Value Compared," updated Nov 12, 2026, https://smarterdividends.com/compare/fcfs-vs-ma
| Metric | FCFS | MA |
|---|---|---|
| Forward yield | 1.00% | 0.53% |
| Annual dividend | $1.84 | $3.48 |
| Payout ratio | 18% | 18% |
| Years of growth | 9 yr | 14 yr |
| 5-yr dividend growth | 8.2% | 13.7% |
| 5-yr total return | 191% | 107% |
| Dividend safety score | 85 (A) | 89 (A) |
| Fair value estimate | $241.40 | $499.25 |
| Upside to fair value | +31% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $7.9B | $575.6B |
| P/E ratio | 19.9 | 34.5 |
Higher yield
FCFS
1.00%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
FCFS
+31% upside
FCFS vs MA — FAQ
Is FCFS or MA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). FCFS offers the higher yield (1.00%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FCFS or MA?
FCFS has the higher forward dividend yield at 1.00%, versus 0.53% for MA.
Is FCFS or MA safer?
MA has the higher dividend-safety score (89/100 vs 85/100), reflecting stronger payout coverage and dividend-growth history.
Is FCFS or MA better value right now?
As of Nov 12, 2026, FCFS looks like the better value: its fair-value estimate is 31% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.