FFIN vs HSBC: Which Is the Better Dividend Stock?
As of July 2026, FFIN (First Financial Bankshares, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.63%, FFIN has the higher dividend-safety score, and FFIN trades at the larger discount to fair value (+50%).
| Metric | FFIN | HSBC |
|---|---|---|
| Forward yield | 2.54% | 3.63% |
| Annual dividend | $0.88 | $3.75 |
| Payout ratio | 42% | 62% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 8.0% | -13.8% |
| 5-yr total return | -27% | 291% |
| Dividend safety score | 94 (A) | 70 (B) |
| Fair value estimate | $52.18 | $126.29 |
| Upside to fair value | +50% | +22% |
| Frequency | quarterly | quarterly |
| Market cap | $5.0B | $354.6B |
| P/E ratio | 18.5 | 17.1 |
Higher yield
HSBC
3.63%
Safer dividend
FFIN
Grade A
Faster growth
FFIN
8.0%
Better value
FFIN
+50% upside
FFIN vs HSBC — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.