FFIN vs V: Which Is the Better Dividend Stock?
As of Nov 8, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FFIN offers the higher yield at 2.89%, FFIN has the higher dividend-safety score, and FFIN looks like the better value (its fair-value estimate is 21% below its share price).
Key facts: FFIN vs V
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, First Financial Bankshares, Inc. (FFIN) has the higher forward dividend yield at 2.89%, versus 0.74% for Visa Inc. (V).
- As of Nov 8, 2026, SmarterDividends grades FFIN's dividend safety A (94/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 8, 2026, FFIN has raised its dividend for 14 consecutive years and V for 17.
- As of Nov 8, 2026, FFIN pays out 41% of its earnings as dividends and V pays out 22%.
- As of Nov 8, 2026, FFIN's fair-value estimate is 21% below its share price and V's fair-value estimate is 24% below its share price, so FFIN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FFIN vs V: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/ffin-vs-v
| Metric | FFIN | V |
|---|---|---|
| Forward yield | 2.89% | 0.74% |
| Annual dividend | $0.88 | $3.12 |
| Payout ratio | 41% | 22% |
| Years of growth | 14 yr | 17 yr |
| 5-yr dividend growth | 8.0% | 14.9% |
| 5-yr total return | -39% | 118% |
| Dividend safety score | 94 (A) | 93 (A) |
| Fair value estimate | $24.13 | $321.86 |
| Upside to fair value | -21% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $4.4B | $788.6B |
| P/E ratio | 15.1 | 34.3 |
Higher yield
FFIN
2.89%
Safer dividend
FFIN
Grade A
Faster growth
V
14.9%
Better value
FFIN
-21% upside
FFIN vs V — FAQ
Is FFIN or V a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 3). FFIN offers the higher yield (2.89%), while FFIN has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FFIN or V?
FFIN has the higher forward dividend yield at 2.89%, versus 0.74% for V.
Is FFIN or V safer?
FFIN has the higher dividend-safety score (94/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.
Is FFIN or V better value right now?
As of Nov 8, 2026, FFIN looks like the better value: its fair-value estimate is 21% below its share price (overvalued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.