BAC vs FFIN: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FFIN offers the higher yield at 2.69%, FFIN has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).
| Metric | BAC | FFIN |
|---|---|---|
| Forward yield | 2.21% | 2.69% |
| Annual dividend | $1.28 | $0.88 |
| Payout ratio | 26% | 42% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 8.0% |
| 5-yr total return | 21% | -35% |
| Dividend safety score | 86 (A) | 95 (A) |
| Fair value estimate | $91.91 | $51.41 |
| Upside to fair value | +59% | +57% |
| Frequency | quarterly | quarterly |
| Market cap | $393.0B | $4.6B |
| P/E ratio | 13.0 | 17.3 |
Higher yield
FFIN
2.69%
Safer dividend
FFIN
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+59% upside
BAC vs FFIN — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.