SmarterDividends

FLC vs HSBC: Which Is the Better Dividend Stock?

As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FLC offers the higher yield at 7.89%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+36%).

MetricFLCHSBC
Forward yield7.89%3.74%
Annual dividend$1.25$3.75
Payout ratio67%54%
Years of growth2 yr0 yr
5-yr dividend growth-4.3%-13.8%
5-yr total return-33%239%
Dividend safety score61 (C)72 (B)
Fair value estimate$11.93$138.49
Upside to fair value-26%+36%
Frequencymonthlyquarterly
Market cap$164.5M$343.1B
P/E ratio8.814.3

Higher yield

FLC

7.89%

Safer dividend

HSBC

Grade B

Faster growth

FLC

-4.3%

Better value

HSBC

+36% upside

FLC vs HSBC — FAQ

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