SmarterDividends
FLC

Flaherty & Crumrine Total Return Fund Inc.

FLC

Financial Services · Stock · monthly payer

Forward Yield

7.28%

Annual Dividend

$1.22

Payout Ratio

75%

5-Yr Growth

-4.5%

Ex-Date

Jun 23, 2026

Frequency

Monthly

FLC Dividend Safety Score

59/ 100
Grade C

Borderline

Dividend-growth streak2 consecutive years of growth
Cut historyCut its dividend in 2023
Earnings payout coverage75% of earnings paid out
Balance-sheet strengthDebt/equity of 0.60
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is FLC a good dividend stock?

Yes, with caveats

Flaherty & Crumrine Total Return Fund Inc. (FLC) pays a monthly dividend yielding 7.28% ($1.22/yr), with 2 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.

Advantages

    Risks

    • Cut its dividend in 2023
    • Dividend has been shrinking, not growing
    • Share price is down over the past 5 years

    Key Data

    Dividend Yield
    7.28%
    Payout Ratio
    75%
    Annual Dividend
    $1.22
    5-Yr Avg Growth
    -4.5%
    Ex-Dividend Date
    Jun 23, 2026
    Years of Growth
    2
    Frequency
    monthly
    Beta
    0.64
    Market Cap
    $176.0M
    P/E Ratio
    10.9
    5-Yr Total Return
    -31%
    52-Week Range
    $15.89 – $18.09
    Dividend Safety
    C · 59/100
    Ever Cut?
    Yes (2023)
    FLC ex-dividend date & scheduleNext ex-date Jun 23, 2026 · full ex-dividend historyView →

    Frequently Asked Questions

    Income Calculator

    At $1.22 / yr per share

    Per payment (monthly)$10.17
    Annual$122.00
    Monthly avg$10.17