SmarterDividends

FLC vs V: Which Is the Better Dividend Stock?

As of Nov 8, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. FLC offers the higher yield at 8.06%, V has the higher dividend-safety score, and FLC looks like the better value (its fair-value estimate is 11% above its share price).

Key facts: FLC vs V

Data as of · Source: SmarterDividends data

  • As of Nov 8, 2026, Flaherty & Crumrine Total Return Fund Inc. (FLC) has the higher forward dividend yield at 8.06%, versus 0.74% for Visa Inc. (V).
  • As of Nov 8, 2026, SmarterDividends grades FLC's dividend safety C (59/100) and V's A (93/100).
  • By SmarterDividends' count as of Nov 8, 2026, FLC has raised its dividend for 2 consecutive years and V for 17.
  • As of Nov 8, 2026, FLC pays out 67% of its earnings as dividends and V pays out 22%.
  • As of Nov 8, 2026, FLC's fair-value estimate is 11% above its share price and V's fair-value estimate is 24% below its share price, so FLC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "FLC vs V: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/flc-vs-v

MetricFLCV
Forward yield8.06%0.74%
Annual dividend$1.28$3.12
Payout ratio67%22%
Years of growth2 yr17 yr
5-yr dividend growth-4.3%14.9%
5-yr total return-30%118%
Dividend safety score59 (C)93 (A)
Fair value estimate$17.58$321.86
Upside to fair value+11%-24%
Frequencymonthlyquarterly
Market cap$166.2M$788.6B
P/E ratio8.934.3

Higher yield

FLC

8.06%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

FLC

+11% upside

FLC vs V — FAQ

Is FLC or V a better dividend stock?

On the data, V wins more head-to-head categories (6 vs 2). FLC offers the higher yield (8.06%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, FLC or V?

FLC has the higher forward dividend yield at 8.06%, versus 0.74% for V.

Is FLC or V safer?

V has the higher dividend-safety score (93/100 vs 59/100), reflecting stronger payout coverage and dividend-growth history.

Is FLC or V better value right now?

As of Nov 8, 2026, FLC looks like the better value: its fair-value estimate is 11% above its share price (fairly valued). For V, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.