HBT vs HSBC: Which Is the Better Dividend Stock?
As of September 2026, HBT (HBT Financial, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.68%, HBT has the higher dividend-safety score, and HBT trades at the larger discount to fair value (+106%).
| Metric | HBT | HSBC |
|---|---|---|
| Forward yield | 2.78% | 3.68% |
| Annual dividend | $1.00 | $3.75 |
| Payout ratio | 37% | 54% |
| Years of growth | 4 yr | 0 yr |
| 5-yr dividend growth | 7.0% | -13.8% |
| 5-yr total return | 100% | 239% |
| Dividend safety score | 82 (A) | 72 (B) |
| Fair value estimate | $74.25 | $138.49 |
| Upside to fair value | +106% | +36% |
| Frequency | quarterly | quarterly |
| Market cap | $1.3B | $348.5B |
| P/E ratio | 15.3 | 14.5 |
Higher yield
HSBC
3.68%
Safer dividend
HBT
Grade A
Faster growth
HBT
7.0%
Better value
HBT
+106% upside
HBT vs HSBC — FAQ
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