HBT vs MA: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HBT offers the higher yield at 2.78%, MA has the higher dividend-safety score, and HBT trades at the larger discount to fair value (+106%).
| Metric | HBT | MA |
|---|---|---|
| Forward yield | 2.78% | 0.62% |
| Annual dividend | $1.00 | $3.48 |
| Payout ratio | 37% | 18% |
| Years of growth | 4 yr | 14 yr |
| 5-yr dividend growth | 7.0% | 13.7% |
| 5-yr total return | 100% | 68% |
| Dividend safety score | 82 (A) | 88 (A) |
| Fair value estimate | $74.25 | $574.22 |
| Upside to fair value | +106% | +2% |
| Frequency | quarterly | quarterly |
| Market cap | $1.3B | $495.2B |
| P/E ratio | 15.3 | 31.1 |
Higher yield
HBT
2.78%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
HBT
+106% upside
HBT vs MA — FAQ
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