BAC vs HBT: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HBT offers the higher yield at 2.78%, BAC has the higher dividend-safety score, and HBT trades at the larger discount to fair value (+106%).
| Metric | BAC | HBT |
|---|---|---|
| Forward yield | 2.22% | 2.78% |
| Annual dividend | $1.28 | $1.00 |
| Payout ratio | 26% | 37% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | 7.0% |
| 5-yr total return | 21% | 100% |
| Dividend safety score | 86 (A) | 82 (A) |
| Fair value estimate | $91.91 | $74.25 |
| Upside to fair value | +59% | +106% |
| Frequency | quarterly | quarterly |
| Market cap | $403.7B | $1.3B |
| P/E ratio | 13.3 | 15.3 |
Higher yield
HBT
2.78%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
HBT
+106% upside
BAC vs HBT — FAQ
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