HSBC vs PNI: Which Is the Better Dividend Stock?
As of September 2026, PNI (PIMCO New York Municipal Income Fund II) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. PNI offers the higher yield at 5.49%, HSBC has the higher dividend-safety score, and PNI trades at the larger discount to fair value (+109%).
| Metric | HSBC | PNI |
|---|---|---|
| Forward yield | 3.68% | 5.49% |
| Annual dividend | $3.75 | $0.35 |
| Payout ratio | 54% | 46% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -5.6% |
| 5-yr total return | 239% | -43% |
| Dividend safety score | 72 (B) | 61 (C) |
| Fair value estimate | $138.49 | $13.45 |
| Upside to fair value | +36% | +109% |
| Frequency | quarterly | monthly |
| Market cap | $353.2B | $154.1M |
| P/E ratio | 14.7 | 8.4 |
Higher yield
PNI
5.49%
Safer dividend
HSBC
Grade B
Faster growth
PNI
-5.6%
Better value
PNI
+109% upside
HSBC vs PNI — FAQ
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