BAC vs PNI: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PNI offers the higher yield at 5.49%, BAC has the higher dividend-safety score, and PNI trades at the larger discount to fair value (+109%).
| Metric | BAC | PNI |
|---|---|---|
| Forward yield | 2.22% | 5.49% |
| Annual dividend | $1.28 | $0.35 |
| Payout ratio | 26% | 46% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -5.6% |
| 5-yr total return | 21% | -43% |
| Dividend safety score | 86 (A) | 61 (C) |
| Fair value estimate | $91.91 | $13.45 |
| Upside to fair value | +59% | +109% |
| Frequency | quarterly | monthly |
| Market cap | $405.3B | $154.1M |
| P/E ratio | 13.4 | 8.4 |
Higher yield
PNI
5.49%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
PNI
+109% upside
BAC vs PNI — FAQ
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