SmarterDividends

MA vs PNI: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PNI offers the higher yield at 5.49%, MA has the higher dividend-safety score, and PNI trades at the larger discount to fair value (+109%).

MetricMAPNI
Forward yield0.62%5.49%
Annual dividend$3.48$0.35
Payout ratio18%46%
Years of growth14 yr0 yr
5-yr dividend growth13.7%-5.6%
5-yr total return68%-43%
Dividend safety score88 (A)61 (C)
Fair value estimate$574.22$13.45
Upside to fair value+2%+109%
Frequencyquarterlymonthly
Market cap$497.3B$154.1M
P/E ratio31.28.4

Higher yield

PNI

5.49%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

PNI

+109% upside

MA vs PNI — FAQ

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