MA vs PNI: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PNI offers the higher yield at 5.07%, MA has the higher dividend-safety score, and PNI trades at the larger discount to fair value (+38%).
| Metric | MA | PNI |
|---|---|---|
| Forward yield | 0.64% | 5.07% |
| Annual dividend | $3.48 | $0.35 |
| Payout ratio | 18% | 228% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | -5.6% |
| 5-yr total return | 57% | -41% |
| Dividend safety score | 89 (A) | 54 (C) |
| Fair value estimate | $558.71 | $9.62 |
| Upside to fair value | +3% | +38% |
| Frequency | quarterly | monthly |
| Market cap | $483.7B | $78.4M |
| P/E ratio | 31.4 | — |
Higher yield
PNI
5.07%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
PNI
+38% upside
MA vs PNI — FAQ
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