HSBC vs RBCAA: Which Is the Better Dividend Stock?
As of Oct 31, 2026, HSBC and RBCAA are closely matched. HSBC offers the higher yield at 4.39%, RBCAA has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 75% above its share price).
Key facts: HSBC vs RBCAA
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.39%, versus 2.19% for Republic Bancorp, Inc. (RBCAA).
- As of Oct 31, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and RBCAA's A (99/100).
- By SmarterDividends' count as of Oct 31, 2026, HSBC has raised its dividend for 0 consecutive years and RBCAA for 27.
- As of Oct 31, 2026, HSBC pays out 54% of its earnings as dividends and RBCAA pays out 29%.
- As of Oct 31, 2026, HSBC's fair-value estimate is 75% above its share price and RBCAA's fair-value estimate is 26% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs RBCAA: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/hsbc-vs-rbcaa
| Metric | HSBC | RBCAA |
|---|---|---|
| Forward yield | 4.39% | 2.19% |
| Annual dividend | $3.75 | $1.98 |
| Payout ratio | 54% | 29% |
| Years of growth | 0 yr | 27 yr |
| 5-yr dividend growth | -13.8% | 9.5% |
| 5-yr total return | 209% | 76% |
| Dividend safety score | 68 (B) | 99 (A) |
| Fair value estimate | $149.54 | $66.91 |
| Upside to fair value | +75% | -26% |
| Frequency | quarterly | quarterly |
| Market cap | $292.1B | $1.8B |
| P/E ratio | 11.2 | 13.7 |
Higher yield
HSBC
4.39%
Safer dividend
RBCAA
Grade A
Faster growth
RBCAA
9.5%
Better value
HSBC
+75% upside
HSBC vs RBCAA — FAQ
Is HSBC or RBCAA a better dividend stock?
HSBC and RBCAA are closely matched. HSBC has the higher yield; RBCAA scores better on safety.
Which has a higher dividend yield, HSBC or RBCAA?
HSBC has the higher forward dividend yield at 4.39%, versus 2.19% for RBCAA.
Is HSBC or RBCAA safer?
RBCAA has the higher dividend-safety score (99/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or RBCAA better value right now?
As of Oct 31, 2026, HSBC looks like the better value: its fair-value estimate is 75% above its share price (undervalued). For RBCAA, its fair-value estimate is 26% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.