SmarterDividends

HSBC vs RFMZ: Which Is the Better Dividend Stock?

As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 6 head-to-head metrics. RFMZ offers the higher yield at 7.63%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+29%).

MetricHSBCRFMZ
Forward yield3.56%7.63%
Annual dividend$3.75$0.96
Payout ratio54%62%
Years of growth0 yr0 yr
5-yr dividend growth-13.8%
5-yr total return303%-38%
Dividend safety score72 (B)52 (C)
Fair value estimate$136.26$10.77
Upside to fair value+29%-15%
Frequencyquarterlymonthly
Market cap$360.6B$308.0M
P/E ratio15.07.9

Higher yield

RFMZ

7.63%

Safer dividend

HSBC

Grade B

Faster growth

HSBC

-13.8%

Better value

HSBC

+29% upside

HSBC vs RFMZ — FAQ

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