RFMZ vs V: Which Is the Better Dividend Stock?
As of Nov 5, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. RFMZ offers the higher yield at 7.95%, V has the higher dividend-safety score, and RFMZ looks like the better value (its fair-value estimate is 4% above its share price).
Key facts: RFMZ vs V
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, RiverNorth Flexible Municipal Income Fund II, Inc. (RFMZ) has the higher forward dividend yield at 7.95%, versus 0.71% for Visa Inc. (V).
- As of Nov 5, 2026, SmarterDividends grades RFMZ's dividend safety C (50/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 5, 2026, RFMZ has raised its dividend for 0 consecutive years and V for 17.
- As of Nov 5, 2026, RFMZ pays out 62% of its earnings as dividends and V pays out 22%.
- As of Nov 5, 2026, RFMZ's fair-value estimate is 4% above its share price and V's fair-value estimate is 25% below its share price, so RFMZ looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "RFMZ vs V: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/rfmz-vs-v
| Metric | RFMZ | V |
|---|---|---|
| Forward yield | 7.95% | 0.71% |
| Annual dividend | $0.96 | $3.12 |
| Payout ratio | 62% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | — | 14.9% |
| 5-yr total return | -40% | 113% |
| Dividend safety score | 50 (C) | 93 (A) |
| Fair value estimate | $12.52 | $321.86 |
| Upside to fair value | +4% | -25% |
| Frequency | monthly | quarterly |
| Market cap | $293.5M | $804.3B |
| P/E ratio | 7.5 | 34.9 |
Higher yield
RFMZ
7.95%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
RFMZ
+4% upside
RFMZ vs V — FAQ
Is RFMZ or V a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 2). RFMZ offers the higher yield (7.95%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, RFMZ or V?
RFMZ has the higher forward dividend yield at 7.95%, versus 0.71% for V.
Is RFMZ or V safer?
V has the higher dividend-safety score (93/100 vs 50/100), reflecting stronger payout coverage and dividend-growth history.
Is RFMZ or V better value right now?
As of Nov 5, 2026, RFMZ looks like the better value: its fair-value estimate is 4% above its share price (fairly valued). For V, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.