JPM vs RFMZ: Which Is the Better Dividend Stock?
As of Nov 5, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. RFMZ offers the higher yield at 7.95%, JPM has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 7% above its share price).
Key facts: JPM vs RFMZ
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, RiverNorth Flexible Municipal Income Fund II, Inc. (RFMZ) has the higher forward dividend yield at 7.95%, versus 1.87% for JPMorgan Chase & Co. (JPM).
- As of Nov 5, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and RFMZ's C (50/100).
- By SmarterDividends' count as of Nov 5, 2026, JPM has raised its dividend for 15 consecutive years and RFMZ for 0.
- As of Nov 5, 2026, JPM pays out 26% of its earnings as dividends and RFMZ pays out 62%.
- As of Nov 5, 2026, JPM's fair-value estimate is 7% above its share price and RFMZ's fair-value estimate is 4% above its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs RFMZ: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/jpm-vs-rfmz
| Metric | JPM | RFMZ |
|---|---|---|
| Forward yield | 1.87% | 7.95% |
| Annual dividend | $6.60 | $0.96 |
| Payout ratio | 26% | 62% |
| Years of growth | 15 yr | 0 yr |
| 5-yr dividend growth | 9.0% | — |
| 5-yr total return | 112% | -40% |
| Dividend safety score | 82 (A) | 50 (C) |
| Fair value estimate | $364.60 | $12.52 |
| Upside to fair value | +7% | +4% |
| Frequency | quarterly | monthly |
| Market cap | $906.8B | $293.5M |
| P/E ratio | 14.3 | 7.5 |
Higher yield
RFMZ
7.95%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
JPM
+7% upside
JPM vs RFMZ — FAQ
Is JPM or RFMZ a better dividend stock?
On the data, JPM wins more head-to-head categories (6 vs 1). RFMZ offers the higher yield (7.95%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or RFMZ?
RFMZ has the higher forward dividend yield at 7.95%, versus 1.87% for JPM.
Is JPM or RFMZ safer?
JPM has the higher dividend-safety score (82/100 vs 50/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or RFMZ better value right now?
As of Nov 5, 2026, JPM looks like the better value: its fair-value estimate is 7% above its share price (fairly valued). For RFMZ, its fair-value estimate is 4% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.