HSBC vs STBA: Which Is the Better Dividend Stock?
As of Nov 11, 2026, STBA (S&T Bancorp, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. STBA offers the higher yield at 2.96%, STBA has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 36% above its share price).
Key facts: HSBC vs STBA
Data as of · Source: SmarterDividends data
- As of Nov 11, 2026, S&T Bancorp, Inc. (STBA) has the higher forward dividend yield at 2.96%, versus 2.23% for HSBC Holdings plc (HSBC).
- As of Nov 11, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and STBA's A (89/100).
- By SmarterDividends' count as of Nov 11, 2026, HSBC has raised its dividend for 0 consecutive years and STBA for 13.
- As of Nov 11, 2026, HSBC pays out 54% of its earnings as dividends and STBA pays out 37%.
- As of Nov 11, 2026, HSBC's fair-value estimate is 36% above its share price and STBA's fair-value estimate is 25% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs STBA: Dividend Yield, Safety & Value Compared," updated Nov 11, 2026, https://smarterdividends.com/compare/hsbc-vs-stba
| Metric | HSBC | STBA |
|---|---|---|
| Forward yield | 2.23% | 2.96% |
| Annual dividend | $2.00 | $1.52 |
| Payout ratio | 54% | 37% |
| Years of growth | 0 yr | 13 yr |
| 5-yr dividend growth | -13.8% | 4.3% |
| 5-yr total return | 215% | 70% |
| Dividend safety score | 72 (B) | 89 (A) |
| Fair value estimate | $122.15 | $38.42 |
| Upside to fair value | +36% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $307.3B | $1.8B |
| P/E ratio | 11.7 | 13.1 |
Higher yield
STBA
2.96%
Safer dividend
STBA
Grade A
Faster growth
STBA
4.3%
Better value
HSBC
+36% upside
HSBC vs STBA — FAQ
Is HSBC or STBA a better dividend stock?
On the data, STBA wins more head-to-head categories (5 vs 3). STBA offers the higher yield (2.96%), while STBA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or STBA?
STBA has the higher forward dividend yield at 2.96%, versus 2.23% for HSBC.
Is HSBC or STBA safer?
STBA has the higher dividend-safety score (89/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or STBA better value right now?
As of Nov 11, 2026, HSBC looks like the better value: its fair-value estimate is 36% above its share price (undervalued). For STBA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.