MA vs STBA: Which Is the Better Dividend Stock?
As of Nov 11, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. STBA offers the higher yield at 2.96%, MA has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 24% below its share price).
Key facts: MA vs STBA
Data as of · Source: SmarterDividends data
- As of Nov 11, 2026, S&T Bancorp, Inc. (STBA) has the higher forward dividend yield at 2.96%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 11, 2026, SmarterDividends grades MA's dividend safety A (89/100) and STBA's A (89/100).
- By SmarterDividends' count as of Nov 11, 2026, MA has raised its dividend for 14 consecutive years and STBA for 13.
- As of Nov 11, 2026, MA pays out 18% of its earnings as dividends and STBA pays out 37%.
- As of Nov 11, 2026, MA's fair-value estimate is 24% below its share price and STBA's fair-value estimate is 25% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs STBA: Dividend Yield, Safety & Value Compared," updated Nov 11, 2026, https://smarterdividends.com/compare/ma-vs-stba
| Metric | MA | STBA |
|---|---|---|
| Forward yield | 0.53% | 2.96% |
| Annual dividend | $3.48 | $1.52 |
| Payout ratio | 18% | 37% |
| Years of growth | 14 yr | 13 yr |
| 5-yr dividend growth | 13.7% | 4.3% |
| 5-yr total return | 107% | 70% |
| Dividend safety score | 89 (A) | 89 (A) |
| Fair value estimate | $499.25 | $38.42 |
| Upside to fair value | -24% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $574.0B | $1.8B |
| P/E ratio | 34.5 | 13.1 |
Higher yield
STBA
2.96%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MA
-24% upside
MA vs STBA — FAQ
Is MA or STBA a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 1). STBA offers the higher yield (2.96%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or STBA?
STBA has the higher forward dividend yield at 2.96%, versus 0.53% for MA.
Is MA or STBA safer?
MA has the higher dividend-safety score (89/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or STBA better value right now?
As of Nov 11, 2026, MA looks like the better value: its fair-value estimate is 24% below its share price (overvalued). For STBA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.