S&T Bancorp, Inc.
STBAFinancial Services · Stock · quarterly payer
Forward Yield
2.95%
Annual Dividend
$1.48
Payout Ratio
38%
5-Yr Growth
4.3%
Ex-Date
Aug 18, 2026
Frequency
Quarterly
Summary
As of September 2026, S&T Bancorp, Inc. (STBA) yields 2.95% ($1.48 per share annually), with a blended fair-value estimate of $59.68 — +19% upside, so it screens as undervalued. Dividend safety grade: A (91/100). 13 years of dividend growth.
Is STBA a good dividend stock?
YesS&T Bancorp, Inc. (STBA) pays a quarterly dividend yielding 2.95% ($1.48/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 13 consecutive years of dividend growth
- Comfortable payout ratio (38%)
- 64% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2009
Key Data
- Dividend Yield
- 2.95%
- Payout Ratio
- 38%
- Annual Dividend
- $1.48
- 5-Yr Avg Growth
- 4.3%
- Ex-Dividend Date
- Aug 18, 2026
- Years of Growth
- 13
- Frequency
- quarterly
- Beta
- 0.83
- Market Cap
- $1.8B
- P/E Ratio
- 13.3
- 5-Yr Total Return
- 64%
- 52-Week Range
- $34.38 – $53.50
- Dividend Safety
- A · 91/100
- Ever Cut?
- Yes (2009)
Frequently Asked Questions
STBA Price — Last 12 Months
Daily close
Price Return
1 Year
+37%
3 Years
+95%
5 Years
+64%
52-Week Range
$34.38 – $53.50
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is STBA worth?
Undervaluedmedium confidenceOur blended fair-value estimate for S&T Bancorp, Inc. is $59.68 per share, versus a market price of $50.17. That implies 19% of upside — a margin of safety of about 16%.
Fair Value
$59.68
Current Price
$50.17
Upside
+19%
Margin of Safety
16%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 4.5% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.4% discount rate (CAPM), 4.5% stage-1 growth, 2.5% terminal growth, $3.76 EPS, $1.48 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
STBA Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 18, 2026 | — | $0.3700 | regular |
| May 14, 2026 | — | $0.3700 | regular |
| Feb 12, 2026 | — | $0.3600 | regular |
| Nov 13, 2025 | — | $0.3600 | regular |
| Aug 14, 2025 | — | $0.3400 | regular |
| May 15, 2025 | — | $0.3400 | regular |
| Feb 13, 2025 | — | $0.3400 | regular |
| Nov 7, 2024 | — | $0.3400 | regular |
| Aug 8, 2024 | — | $0.3300 | regular |
| May 8, 2024 | — | $0.3300 | regular |
| Feb 7, 2024 | — | $0.3300 | regular |
| Nov 8, 2023 | — | $0.3300 | regular |
| Aug 9, 2023 | — | $0.3200 | regular |
| May 10, 2023 | — | $0.3200 | regular |
Income Calculator
At $1.48 / yr per share
