HSBC vs WTFC: Which Is the Better Dividend Stock?
As of July 2026, WTFC (Wintrust Financial Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.73%, WTFC has the higher dividend-safety score, and WTFC trades at the larger discount to fair value (+61%).
| Metric | HSBC | WTFC |
|---|---|---|
| Forward yield | 3.73% | 1.28% |
| Annual dividend | $3.75 | $2.10 |
| Payout ratio | 62% | 17% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | -13.8% | 12.3% |
| 5-yr total return | 281% | 120% |
| Dividend safety score | 70 (B) | 87 (A) |
| Fair value estimate | $127.75 | $264.48 |
| Upside to fair value | +27% | +61% |
| Frequency | quarterly | quarterly |
| Market cap | $339.6B | $11.0B |
| P/E ratio | 16.6 | 13.8 |
Higher yield
HSBC
3.73%
Safer dividend
WTFC
Grade A
Faster growth
WTFC
12.3%
Better value
WTFC
+61% upside
HSBC vs WTFC — FAQ
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