HSBC vs WTFC: Which Is the Better Dividend Stock?
As of September 2026, WTFC (Wintrust Financial Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.74%, WTFC has the higher dividend-safety score, and WTFC trades at the larger discount to fair value (+90%).
| Metric | HSBC | WTFC |
|---|---|---|
| Forward yield | 3.74% | 1.53% |
| Annual dividend | $3.75 | $2.20 |
| Payout ratio | 54% | 17% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | -13.8% | 12.3% |
| 5-yr total return | 239% | 67% |
| Dividend safety score | 72 (B) | 87 (A) |
| Fair value estimate | $138.49 | $279.83 |
| Upside to fair value | +36% | +90% |
| Frequency | quarterly | quarterly |
| Market cap | $343.1B | $9.7B |
| P/E ratio | 14.3 | 11.6 |
Higher yield
HSBC
3.74%
Safer dividend
WTFC
Grade A
Faster growth
WTFC
12.3%
Better value
WTFC
+90% upside
HSBC vs WTFC — FAQ
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