BAC vs WTFC: Which Is the Better Dividend Stock?
As of September 2026, WTFC (Wintrust Financial Corporation) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. BAC offers the higher yield at 2.29%, WTFC has the higher dividend-safety score, and WTFC trades at the larger discount to fair value (+90%).
| Metric | BAC | WTFC |
|---|---|---|
| Forward yield | 2.29% | 1.53% |
| Annual dividend | $1.28 | $2.20 |
| Payout ratio | 26% | 17% |
| Years of growth | 12 yr | 12 yr |
| 5-yr dividend growth | 8.4% | 12.3% |
| 5-yr total return | 21% | 67% |
| Dividend safety score | 86 (A) | 87 (A) |
| Fair value estimate | $91.91 | $279.83 |
| Upside to fair value | +59% | +90% |
| Frequency | quarterly | quarterly |
| Market cap | $390.9B | $9.7B |
| P/E ratio | 12.9 | 11.6 |
Higher yield
BAC
2.29%
Safer dividend
WTFC
Grade A
Faster growth
WTFC
12.3%
Better value
WTFC
+90% upside
BAC vs WTFC — FAQ
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