BAC vs WTFC: Which Is the Better Dividend Stock?
As of July 2026, WTFC (Wintrust Financial Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BAC offers the higher yield at 1.83%, WTFC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | BAC | WTFC |
|---|---|---|
| Forward yield | 1.83% | 1.28% |
| Annual dividend | $1.12 | $2.10 |
| Payout ratio | 26% | 17% |
| Years of growth | 12 yr | 12 yr |
| 5-yr dividend growth | 8.4% | 12.3% |
| 5-yr total return | 47% | 120% |
| Dividend safety score | 85 (A) | 87 (A) |
| Fair value estimate | $101.75 | $264.48 |
| Upside to fair value | +66% | +61% |
| Frequency | quarterly | quarterly |
| Market cap | $424.0B | $11.0B |
| P/E ratio | 14.1 | 13.8 |
Higher yield
BAC
1.83%
Safer dividend
WTFC
Grade A
Faster growth
WTFC
12.3%
Better value
BAC
+66% upside
BAC vs WTFC — FAQ
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