Wintrust Financial Corporation
WTFCFinancial Services · Stock · quarterly payer
Forward Yield
1.28%
Annual Dividend
$2.10
Payout Ratio
17%
5-Yr Growth
12.3%
Ex-Date
May 14, 2026
Frequency
Quarterly
Summary
As of July 2026, Wintrust Financial Corporation (WTFC) yields 1.28% ($2.10 per share annually), with a blended fair-value estimate of $264.48 — +61% upside, so it screens as undervalued. Dividend safety grade: A (87/100). 12 years of dividend growth.
Is WTFC a good dividend stock?
YesWintrust Financial Corporation (WTFC) pays a quarterly dividend yielding 1.28% ($2.10/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 12 consecutive years of dividend growth
- Comfortable payout ratio (17%)
- Strong 12.3% 5-yr dividend growth
- 120% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2010
Key Data
- Dividend Yield
- 1.28%
- Payout Ratio
- 17%
- Annual Dividend
- $2.10
- 5-Yr Avg Growth
- 12.3%
- Ex-Dividend Date
- May 14, 2026
- Years of Growth
- 12
- Frequency
- quarterly
- Beta
- 0.84
- Market Cap
- $11.0B
- P/E Ratio
- 13.8
- 5-Yr Total Return
- 120%
- 52-Week Range
- $119.61 – $167.22
- Dividend Safety
- A · 87/100
- Ever Cut?
- Yes (2010)
Frequently Asked Questions
WTFC Price — Last 12 Months
Daily close
Price Return
1 Year
+20%
3 Years
+112%
5 Years
+120%
52-Week Range
$119.61 – $167.22
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is WTFC worth?
Undervaluedlow confidenceOur blended fair-value estimate for Wintrust Financial Corporation is $264.48 per share, versus a market price of $164.30. That implies 61% of upside — a margin of safety of about 38%.
Fair Value
$264.48
Current Price
$164.30
Upside
+61%
Margin of Safety
38%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 1.2% annual free-cash-flow growth. We model 16.2% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.5% discount rate (CAPM), 16.2% stage-1 growth, 2.5% terminal growth, $11.93 EPS, $2.10 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
WTFC Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 14, 2026 | — | $0.5500 | regular |
| Feb 5, 2026 | — | $0.5500 | regular |
| Nov 6, 2025 | — | $0.5000 | regular |
| Aug 7, 2025 | — | $0.5000 | regular |
| May 8, 2025 | — | $0.5000 | regular |
| Feb 6, 2025 | — | $0.5000 | regular |
| Nov 7, 2024 | — | $0.4500 | regular |
| Aug 8, 2024 | — | $0.4500 | regular |
| May 8, 2024 | — | $0.4500 | regular |
| Feb 7, 2024 | — | $0.4500 | regular |
| Nov 8, 2023 | — | $0.4000 | regular |
| Aug 9, 2023 | — | $0.4000 | regular |
| May 10, 2023 | — | $0.4000 | regular |
| Feb 8, 2023 | — | $0.4000 | regular |
Income Calculator
At $2.10 / yr per share
