SmarterDividends

JPM vs RM: Which Is the Better Dividend Stock?

As of Oct 18, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RM offers the higher yield at 3.49%, JPM has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 7% above its share price).

Key facts: JPM vs RM

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Regional Management Corp. (RM) has the higher forward dividend yield at 3.49%, versus 1.94% for JPMorgan Chase & Co. (JPM).
  • As of Oct 18, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and RM's B (73/100).
  • By SmarterDividends' count as of Oct 18, 2026, JPM has raised its dividend for 15 consecutive years and RM for 0.
  • As of Oct 18, 2026, JPM pays out 26% of its earnings as dividends and RM pays out 25%.
  • As of Oct 18, 2026, JPM's fair-value estimate is 7% above its share price and RM's fair-value estimate is 21% below its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "JPM vs RM: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/jpm-vs-rm

MetricJPMRM
Forward yield1.94%3.49%
Annual dividend$6.60$1.20
Payout ratio26%25%
Years of growth15 yr0 yr
5-yr dividend growth9.0%8.4%
5-yr total return114%-39%
Dividend safety score82 (A)73 (B)
Fair value estimate$364.60$27.25
Upside to fair value+7%-21%
Frequencyquarterlyquarterly
Market cap$902.2B$317.1M
P/E ratio14.37.2

Higher yield

RM

3.49%

Safer dividend

JPM

Grade A

Faster growth

JPM

9.0%

Better value

JPM

+7% upside

JPM vs RM — FAQ

Is JPM or RM a better dividend stock?

On the data, JPM wins more head-to-head categories (6 vs 2). RM offers the higher yield (3.49%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, JPM or RM?

RM has the higher forward dividend yield at 3.49%, versus 1.94% for JPM.

Is JPM or RM safer?

JPM has the higher dividend-safety score (82/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.

Is JPM or RM better value right now?

As of Oct 18, 2026, JPM looks like the better value: its fair-value estimate is 7% above its share price (fairly valued). For RM, its fair-value estimate is 21% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.