RM vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RM offers the higher yield at 3.49%, V has the higher dividend-safety score, and RM looks like the better value (its fair-value estimate is 21% below its share price).
Key facts: RM vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Regional Management Corp. (RM) has the higher forward dividend yield at 3.49%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades RM's dividend safety B (73/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, RM has raised its dividend for 0 consecutive years and V for 17.
- As of Oct 18, 2026, RM pays out 25% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, RM's fair-value estimate is 21% below its share price and V's fair-value estimate is 24% below its share price, so RM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "RM vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/rm-vs-v
| Metric | RM | V |
|---|---|---|
| Forward yield | 3.49% | 0.67% |
| Annual dividend | $1.20 | $2.68 |
| Payout ratio | 25% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | 8.4% | 14.9% |
| 5-yr total return | -39% | 108% |
| Dividend safety score | 73 (B) | 93 (A) |
| Fair value estimate | $27.25 | $306.97 |
| Upside to fair value | -21% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $317.1M | $755.8B |
| P/E ratio | 7.2 | 34.3 |
Higher yield
RM
3.49%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
RM
-21% upside
RM vs V — FAQ
Is RM or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). RM offers the higher yield (3.49%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, RM or V?
RM has the higher forward dividend yield at 3.49%, versus 0.67% for V.
Is RM or V safer?
V has the higher dividend-safety score (93/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.
Is RM or V better value right now?
As of Oct 18, 2026, RM looks like the better value: its fair-value estimate is 21% below its share price (overvalued). For V, its fair-value estimate is 24% below its share price.
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.