JPM vs UBOH: Which Is the Better Dividend Stock?
As of Oct 18, 2026, JPM and UBOH are closely matched. UBOH offers the higher yield at 2.43%, JPM has the higher dividend-safety score, and UBOH looks like the better value (its fair-value estimate is 46% above its share price).
Key facts: JPM vs UBOH
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, United Bancshares, Inc. (UBOH) has the higher forward dividend yield at 2.43%, versus 1.94% for JPMorgan Chase & Co. (JPM).
- As of Oct 18, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and UBOH's B (71/100).
- By SmarterDividends' count as of Oct 18, 2026, JPM has raised its dividend for 15 consecutive years and UBOH for 1.
- As of Oct 18, 2026, JPM pays out 26% of its earnings as dividends and UBOH pays out 24%.
- As of Oct 18, 2026, JPM's fair-value estimate is 7% above its share price and UBOH's fair-value estimate is 46% above its share price, so UBOH looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs UBOH: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/jpm-vs-uboh
| Metric | JPM | UBOH |
|---|---|---|
| Forward yield | 1.94% | 2.43% |
| Annual dividend | $6.60 | $0.98 |
| Payout ratio | 26% | 24% |
| Years of growth | 15 yr | 1 yr |
| 5-yr dividend growth | 9.0% | — |
| 5-yr total return | 114% | — |
| Dividend safety score | 82 (A) | 71 (B) |
| Fair value estimate | $364.60 | $58.79 |
| Upside to fair value | +7% | +46% |
| Frequency | quarterly | quarterly |
| Market cap | $902.2B | $109.3M |
| P/E ratio | 14.3 | 10.3 |
Higher yield
UBOH
2.43%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
UBOH
+46% upside
JPM vs UBOH — FAQ
Is JPM or UBOH a better dividend stock?
JPM and UBOH are closely matched. UBOH has the higher yield; JPM scores better on safety.
Which has a higher dividend yield, JPM or UBOH?
UBOH has the higher forward dividend yield at 2.43%, versus 1.94% for JPM.
Is JPM or UBOH safer?
JPM has the higher dividend-safety score (82/100 vs 71/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or UBOH better value right now?
As of Oct 18, 2026, UBOH looks like the better value: its fair-value estimate is 46% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.