SAFT vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. SAFT offers the higher yield at 3.54%, SAFT has the higher dividend-safety score, and V looks like the better value (its fair-value estimate is 24% below its share price).
Key facts: SAFT vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Safety Insurance Group, Inc. (SAFT) has the higher forward dividend yield at 3.54%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades SAFT's dividend safety A (94/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, SAFT has raised its dividend for 1 consecutive years and V for 17.
- As of Oct 18, 2026, SAFT pays out 79% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, SAFT's fair-value estimate is 53% below its share price and V's fair-value estimate is 24% below its share price, so V looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "SAFT vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/saft-vs-v
| Metric | SAFT | V |
|---|---|---|
| Forward yield | 3.54% | 0.67% |
| Annual dividend | $3.68 | $2.68 |
| Payout ratio | 79% | 22% |
| Years of growth | 1 yr | 17 yr |
| 5-yr dividend growth | 0.2% | 14.9% |
| 5-yr total return | 35% | 108% |
| Dividend safety score | 94 (A) | 93 (A) |
| Fair value estimate | $48.82 | $306.97 |
| Upside to fair value | -53% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $1.5B | $755.8B |
| P/E ratio | 22.3 | 34.3 |
Higher yield
SAFT
3.54%
Safer dividend
SAFT
Grade A
Faster growth
V
14.9%
Better value
V
-24% upside
SAFT vs V — FAQ
Is SAFT or V a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 3). SAFT offers the higher yield (3.54%), while SAFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, SAFT or V?
SAFT has the higher forward dividend yield at 3.54%, versus 0.67% for V.
Is SAFT or V safer?
SAFT has the higher dividend-safety score (94/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.
Is SAFT or V better value right now?
As of Oct 18, 2026, V looks like the better value: its fair-value estimate is 24% below its share price (overvalued). For SAFT, its fair-value estimate is 53% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.