SmarterDividends
FMBM

F & M Bank Corp.

FMBM

Financial Services · Banks - Regional · Stock · quarterly payer

$40.85

Overvalued · -43% Add to Portfolio

Forward Yield

2.55%

Annual Dividend

$1.04

Payout Ratio

26%

5-Yr Growth

0.0%

Ex-Date

Aug 14, 2026

Frequency

Quarterly

Key facts about FMBM's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, F & M Bank Corp. (FMBM) has a forward dividend yield of 2.55%, based on an annual dividend of $1.04 per share and a share price of $40.85.
  • As of Oct 18, 2026, FMBM's dividend safety grade from SmarterDividends is A (89 out of 100), which rates the dividend as very safe.
  • FMBM last cut its regular dividend in 2010.
  • FMBM's most recent ex-dividend date was Aug 14, 2026, for a dividend of $0.26 per share.
  • As of Oct 18, 2026, FMBM pays out 26% of its trailing 12-month earnings as dividends (its payout ratio).
  • FMBM's dividend has been roughly flat over the past five years.
  • As of Oct 18, 2026, FMBM's 2.55% yield is 44% below its five-year average yield of 4.54%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FMBM is $23.44 per share, 43% below the $40.85 share price, so FMBM screens as overvalued.
  • F & M Bank Corp. (FMBM) pays its dividend quarterly, 4 times a year.
  • F & M Bank Corp. (FMBM) has raised its regular dividend 15 times and cut it 1 time across the 91 payments on record since 2003. Its most recent change was a 4.0% increase to $0.260 per share, going ex-dividend on Oct 31, 2019. The last cut went ex-dividend on Oct 7, 2009.
Cite this page

SmarterDividends, "FMBM Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FMBM

Summary

As of Oct 18, 2026, F & M Bank Corp. (FMBM) yields 2.55% ($1.04 a year per share) and has a dividend safety grade of A (89/100).

Is FMBM a good dividend stock?

Yes

F & M Bank Corp. (FMBM) pays a quarterly dividend yielding 2.55% ($1.04/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Comfortable payout ratio (26%)
  • 42% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2010

Key Data

Dividend Yield
2.55%
Payout Ratio
26%
Annual Dividend
$1.04
5-Yr Avg Growth
0.0%
Ex-Dividend Date
Aug 14, 2026
Years of Growth
0
Frequency
quarterly
Beta
0.28
Market Cap
$146.5M
P/E Ratio
10.1
5-Yr Total Return
42%
52-Week Range
$26.50 – $40.99
Dividend Safety
A · 89/100
Ever Cut?
Yes (2010)

FMBM dividend raises and cuts

F & M Bank Corp. (FMBM) has raised its regular dividend 15 times and cut it 1 time across the 91 payments on record since 2003. Its most recent change was a 4.0% increase to $0.260 per share, going ex-dividend on Oct 31, 2019. The last cut went ex-dividend on Oct 7, 2009.

Ex-dateChangeOld → newMove
Oct 31, 2019Raise$0.250 → $0.260+4.0%
Jan 31, 2018Raise$0.240 → $0.250+4.2%
Nov 1, 2017Raise$0.230 → $0.240+4.3%
Aug 1, 2017Raise$0.220 → $0.230+4.5%
Nov 1, 2016Raise$0.200 → $0.220+10.0%
Aug 2, 2016Raise$0.190 → $0.200+5.3%
Nov 2, 2015Raise$0.180 → $0.190+5.6%
Feb 3, 2015Raise$0.170 → $0.180+5.9%
Jan 25, 2013Raise$0.160 → $0.170+6.3%
Jan 26, 2012Raise$0.150 → $0.160+6.7%
Oct 7, 2009Cut$0.230 → $0.150−34.8%
Oct 8, 2008Raise$0.220 → $0.230+4.5%
Show all 16 changes since 2004
Ex-dateChangeOld → newMove
Oct 12, 2007Raise$0.210 → $0.220+4.8%
Oct 13, 2006Raise$0.200 → $0.210+5.0%
Oct 13, 2005Raise$0.190 → $0.200+5.3%
Oct 14, 2004Raise$0.180 → $0.190+5.6%
Every FMBM payment →Download every raise and cut (CSV)
FMBM ex-dividend date & scheduleNext ex-date Aug 14, 2026 · full ex-dividend historyView →FMBM dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is FMBM a good dividend stock?

Yes. F & M Bank Corp. (FMBM) pays a quarterly dividend yielding 2.55% ($1.04/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is FMBM undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FMBM's fair value is about $23.44 versus a $40.85 share price — so it looks overvalued (-43% vs. fair value).

Is FMBM's dividend safe?

FMBM has a dividend-safety grade of A (89/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2010, debt and yield-versus-history.

What is FMBM's fair value?

Our blended fair-value estimate for FMBM is about $23.44 per share, about 43% below the current $40.85 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is FMBM a buy, hold, or sell?

We don't issue formal ratings, but on the data FMBM screens as "yes" and overvalued. F & M Bank Corp. (FMBM) pays a quarterly dividend yielding 2.55% ($1.04/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will FMBM cut its dividend?

FMBM earns a dividend-safety grade of A (89/100), and has cut its dividend before (last in 2010). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does FMBM pay a dividend?

Yes. F & M Bank Corp. pays a quarterly dividend of about $1.04 per share annually, a forward yield of roughly 2.55%.

What is FMBM's dividend yield?

As of Oct 18, 2026, FMBM's forward dividend yield is 2.55%, based on a $1.04 annual dividend and a $40.85 share price.

What is FMBM's dividend per share?

As of Oct 18, 2026, FMBM pays $1.04 per share per year, distributed on a quarterly basis.

What is FMBM's dividend payout ratio?

As of Oct 18, 2026, FMBM's payout ratio is 26% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has FMBM grown its dividend?

FMBM does not currently have a long dividend-growth streak on record.

When is the next FMBM ex-dividend date?

As of Oct 18, 2026, FMBM's next ex-dividend date hasn't been announced. The most recent was Aug 14, 2026, for $0.26 per share.

Income Calculator

At $1.04 / yr per share

Per payment (quarterly)$26.00
Annual$104.00
Monthly avg$8.67

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